Credit and Financing Incentives

In order to alleviate the financial burden on businesses and accelerate their investments, interest and profit share support is provided for loans to be obtained from banks.

%

TOTAL SUPPORT LIMIT

2,500,000 TL

This limit is valid for the total of both working capital and machinery-equipment loans.

💼
Working Capital Loan

Used for raw materials, inventory, and operating expenses.

Maturity: 18 Months
🏭
Machinery & Equipment Loan

Used for production facility and technological equipment investments.

Maturity: 36 Months

How the Program Works

  • The business can benefit from this support uninterruptedly for a period of 3 years.
  • Once the three-year period is complete, the program can be restarted and a support request can be made again.
  • The loan can be used in a mixed format, focusing on both working capital and investment (machinery-equipment).

Important Reminder: Financing support is subject to the loan approval processes of banks. KOSGEB/The Ministry only covers the interest or profit share portion of this loan, thereby reducing the repayment burden of the business.